Side-by-side · Q2 2026 data
Land of Lincoln Credit Union vs Healthcare Associates Credit Union
Metric by metric
| Measure | Land of Lincoln Credit Union | Healthcare Associates Credit Union |
|---|---|---|
| TellerScore | 58 | 72 (stronger) |
| Capital cushion | 48 | 95 (stronger) |
| Loan quality | 70 (stronger) | 61 |
| Earnings | 29 | 38 (stronger) |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 16th | 57th |
| Total assets | $498.9M | $481.6M |
| Deposits / shares | $443.7M | $403.6M |
| Capital ratio | 9.81% | 14.53% (stronger) |
| Problem loans | 0.91% (stronger) | 1.16% |
| Net charge-offs | 0.44% | 0.39% (stronger) |
| Return on assets | 0.23% | 0.45% (stronger) |
| Loans ÷ deposits | 82.2% (stronger) | 85.0% |
| Uninsured deposits | 6.8% | 4.9% (stronger) |
| Offices | 15 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 36.5% |
Healthcare Associates Credit Union has the higher TellerScore (72 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Land of Lincoln Credit Union leads on 2 and Healthcare Associates Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.