Healthcare Associates Credit Union is a federally insured state-chartered credit union headquartered in Lisle, Illinois, in business for about 47 years. At the end of Q2 2026 it reported $481.6M in total assets and $403.6M in member shares and deposits, with 4 offices.
Based on its Q2 2026 filing, Healthcare Associates Credit Union scores 72/100, which we describe as strong. That is higher than 57% of 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 111th. Its strongest component is capital cushion (95/100; 14.53%), and its lowest is earnings (38/100; 0.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (81 → 72), mostly because the loan quality component weakened by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 79 |
| Q4 2024 | 82 |
| Q1 2025 | 79 |
| Q2 2025 | 81 |
| Q3 2025 | 79 |
| Q4 2025 | 78 |
| Q1 2026 | 77 |
| Q2 2026 | 72 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.14% |
| Q3 2024 | 13.90% |
| Q4 2024 | 14.28% |
| Q1 2025 | 14.08% |
| Q2 2025 | 14.27% |
| Q3 2025 | 14.48% |
| Q4 2025 | 14.37% |
| Q1 2026 | 14.27% |
| Q2 2026 | 14.53% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.34% |
| Q3 2024 | 0.33% |
| Q4 2024 | 0.29% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.58% |
| Q2 2026 | 1.16% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.42% |
| Q2 2025 | 0.62% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.54% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $481.6M | 14.53% | 1.16% | 0.45% | 85.0% |
| Q1 2026 | 77 | $486.4M | 14.27% | 0.58% | 0.44% | 83.1% |
| Q4 2025 | 78 | $479.4M | 14.37% | 0.56% | 0.54% | 84.8% |
| Q3 2025 | 79 | $473.5M | 14.48% | 0.50% | 0.62% | 86.5% |
| Q2 2025 | 81 | $475.5M | 14.27% | 0.29% | 0.62% | 84.4% |
| Q1 2025 | 79 | $474.9M | 14.08% | 0.24% | 0.42% | 81.1% |
| Q4 2024 | 82 | $464.8M | 14.28% | 0.29% | 0.73% | 82.0% |
| Q3 2024 | 79 | $467.3M | 13.90% | 0.33% | 0.53% | 80.0% |
| Q2 2024 | 80 | $455.7M | 14.14% | 0.34% | 0.59% | 80.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Earthmover Credit UnionCredit union Aurora, IL | 87 out of 100, Very strong | $471.7M | 19.3% | 0.75% | vs |
| Land of Lincoln Credit UnionCredit union Decatur, IL | 58 out of 100, Moderate | $498.9M | 9.8% | 0.91% | vs |
| Revity Credit UnionCredit union Granite City, IL | 74 out of 100, Strong | $526.5M | 10.4% | 0.43% | vs |
| Streator Onized Credit UnionCredit union Streator, IL | 84 out of 100, Strong | $423.3M | 15.6% | 0.47% | vs |
| Iaa Credit UnionCredit union Bloomington, IL | 84 out of 100, Strong | $415.0M | 14.0% | 0.47% | vs |
| Partnership Financial Credit UnionCredit union Morton Grove, IL | 81 out of 100, Strong | $402.9M | 12.3% | 0.57% | vs |
Deposit insurance
Is my money safe at Healthcare Associates Credit Union?
Yes. Healthcare Associates Credit Union is a federally insured credit union (NCUA charter #65421). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.9% of shares and deposits ($19.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Healthcare Associates Credit Union lists 4 offices in 4 cities. Most locations:
- Des Plaines, IL (1)
- Lisle, IL (1)
- Oak Lawn, IL (1)
- Winfield, IL (1)
HMDA 2025
Mortgage lending
In 2025, Healthcare Associates Credit Union reported 264 home-loan applications under HMDA (LEI 254900E3R2YX26OH3128): 151 originated ($11,075,000 total), 88 denied, and 23 withdrawn or closed by the applicant. Its denial rate on decided applications was 36.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Healthcare Associates Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65421
- RSSD ID
- 382096
- Primary regulator
- State + NCUA
- Established
- 1979
- Headquarters
- 2441 Warrenville Rd Ste 400, Lisle, IL 60532
- Employees
- 62
Quick answers
Healthcare Associates Credit Union: common questions
Is Healthcare Associates Credit Union NCUA insured?
Yes. Healthcare Associates Credit Union is a federally insured credit union (NCUA charter #65421). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Healthcare Associates Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Healthcare Associates Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lisle
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Aurora Policemen Credit UnionCredit union Aurora, IL | 95 out of 100, Very strong | $26.3M | 15.3% | 0.00% | vs |
| Aurora Firefighters' Credit UnionCredit union Aurora, IL | 93 out of 100, Very strong | $2.7M | 16.1% | 0.00% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |
| Policemen'S Federal Credit UnionCredit union South Bend, IN | 92 out of 100, Very strong | $95.5M | 16.4% | 0.29% | vs |