Side-by-side · Q2 2026 data
Land of Lincoln Credit Union vs Streator Onized Credit Union
Metric by metric
| Measure | Land of Lincoln Credit Union | Streator Onized Credit Union |
|---|---|---|
| TellerScore | 58 | 84 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 70 | 84 (stronger) |
| Earnings | 29 | 67 (stronger) |
| Funding & liquidity | 78 (stronger) | 70 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 16th | 86th |
| Total assets | $498.9M | $423.3M |
| Deposits / shares | $443.7M | $354.0M |
| Capital ratio | 9.81% | 15.58% (stronger) |
| Problem loans | 0.91% | 0.47% (stronger) |
| Net charge-offs | 0.44% (stronger) | 1.21% |
| Return on assets | 0.23% | 1.19% (stronger) |
| Loans ÷ deposits | 82.2% (stronger) | 90.6% |
| Uninsured deposits | 6.8% | 4.6% (stronger) |
| Offices | 15 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | 28.2% |
Streator Onized Credit Union has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Land of Lincoln Credit Union leads on 2 and Streator Onized Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.