Side-by-side · Q2 2026 data
Langley Federal Credit Union vs Virginia Educators Credit Union
Credit union
Langley Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Credit union
Virginia Educators Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Langley Federal Credit Union | Virginia Educators Credit Union |
|---|---|---|
| TellerScore | 54 | 96 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 56 | 86 (stronger) |
| Earnings | 51 | 97 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 11th | 97th |
| Total assets | $5.6B | $76.3M |
| Deposits / shares | $4.8B | $57.3M |
| Capital ratio | 9.25% | 24.16% (stronger) |
| Problem loans | 1.32% | 0.43% (stronger) |
| Net charge-offs | 1.10% | 0.21% (stronger) |
| Return on assets | 0.76% | 1.92% (stronger) |
| Loans ÷ deposits | 95.1% | 13.0% (stronger) |
| Uninsured deposits | 9.7% | 3.4% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.7% | — |
Virginia Educators Credit Union has the higher TellerScore (96 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Langley Federal Credit Union leads on 0 and Virginia Educators Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.