Side-by-side · Q2 2026 data
Langley Federal Credit Union vs Virginia Federal Credit Union
Credit union
Langley Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Langley Federal Credit Union | Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 61 (stronger) |
| Capital cushion | 43 | 59 (stronger) |
| Loan quality | 56 | 65 (stronger) |
| Earnings | 51 (stronger) | 35 |
| Funding & liquidity | 65 | 77 (stronger) |
| Problem-loan coverage | 76 | 86 (stronger) |
| Peer percentile | 11th | 27th |
| Total assets | $5.6B | $7.4B |
| Deposits / shares | $4.8B | $6.4B |
| Capital ratio | 9.25% | 10.90% (stronger) |
| Problem loans | 1.32% | 1.05% (stronger) |
| Net charge-offs | 1.10% | 0.73% (stronger) |
| Return on assets | 0.76% (stronger) | 0.38% |
| Loans ÷ deposits | 95.1% | 83.5% (stronger) |
| Uninsured deposits | 9.7% | 5.2% (stronger) |
| Offices | 12 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.7% | — |
Virginia Federal Credit Union has the higher TellerScore (61 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Langley Federal Credit Union leads on 1 and Virginia Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.