Side-by-side · Q2 2026 data
Lanier Federal Credit Union vs B.O.N.D. Community Federal Credit Union
Credit union
B.O.N.D. Community Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Lanier Federal Credit Union | B.O.N.D. Community Federal Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 33 |
| Capital cushion | 43 | 59 (stronger) |
| Loan quality | 82 (stronger) | 0 |
| Earnings | 0 | 0 |
| Funding & liquidity | 68 | 69 (stronger) |
| Problem-loan coverage | 90 (stronger) | 46 |
| Peer percentile | 12th | 2nd |
| Total assets | $71.6M | $44.1M |
| Deposits / shares | $64.3M | $39.1M |
| Capital ratio | 9.31% | 10.86% (stronger) |
| Problem loans | 0.53% (stronger) | 3.63% |
| Net charge-offs | 0.67% (stronger) | 2.65% |
| Return on assets | -0.70% (stronger) | -1.74% |
| Loans ÷ deposits | 92.0% | 91.5% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 2.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lanier Federal Credit Union has the higher TellerScore (53 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Lanier Federal Credit Union leads on 5 and B.O.N.D. Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.