Side-by-side · Q2 2026 data
Lanier Federal Credit Union vs Credit Union of Atlanta
Metric by metric
| Measure | Lanier Federal Credit Union | Credit Union of Atlanta |
|---|---|---|
| TellerScore | 53 | 58 (stronger) |
| Capital cushion | 43 | 91 (stronger) |
| Loan quality | 82 (stronger) | 36 |
| Earnings | 0 | 2 (stronger) |
| Funding & liquidity | 68 | 93 (stronger) |
| Problem-loan coverage | 90 (stronger) | 78 |
| Peer percentile | 12th | 19th |
| Total assets | $71.6M | $79.1M |
| Deposits / shares | $64.3M | $69.1M |
| Capital ratio | 9.31% | 14.11% (stronger) |
| Problem loans | 0.53% (stronger) | 1.92% |
| Net charge-offs | 0.67% (stronger) | 0.74% |
| Return on assets | -0.70% | -0.44% (stronger) |
| Loans ÷ deposits | 92.0% | 67.6% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 1.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Atlanta has the higher TellerScore (58 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Lanier Federal Credit Union leads on 3 and Credit Union of Atlanta on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.