Side-by-side · Q2 2026 data
Laona State Bank vs Collins State Bank
Metric by metric
| Measure | Laona State Bank | Collins State Bank |
|---|---|---|
| TellerScore | 56 | 62 (stronger) |
| Capital cushion | 46 (stronger) | 37 |
| Loan quality | 55 | 90 (stronger) |
| Earnings | 33 | 64 (stronger) |
| Funding & liquidity | 88 (stronger) | 40 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 13th | 22nd |
| Total assets | $296.6M | $301.2M |
| Deposits / shares | $271.5M | $260.6M |
| Capital ratio | 9.63% (stronger) | 8.73% |
| Problem loans | 1.34% | 0.30% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 0.33% | 1.09% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 98.4% |
| Uninsured deposits | 26.4% (stronger) | 35.0% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 4.2% |
Collins State Bank has the higher TellerScore (62 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Laona State Bank leads on 3 and Collins State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.