Collins State Bank is a state-chartered bank headquartered in Collins, Wisconsin, in business for about 112 years. At the end of Q2 2026 it reported $301.2M in total assets and $260.6M in deposits, with 6 offices.
Collins State Bank has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 124th. Problem-loan coverage contributes the most (95/100, 2.6%); capital cushion contributes the least (37/100, 8.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 62).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 61 |
| Q4 2024 | 62 |
| Q1 2025 | 62 |
| Q2 2025 | 62 |
| Q3 2025 | 59 |
| Q4 2025 | 59 |
| Q1 2026 | 61 |
| Q2 2026 | 62 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.40% |
| Q3 2024 | 8.20% |
| Q4 2024 | 8.33% |
| Q1 2025 | 8.30% |
| Q2 2025 | 8.38% |
| Q3 2025 | 8.24% |
| Q4 2025 | 8.18% |
| Q1 2026 | 8.38% |
| Q2 2026 | 8.73% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.30% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.56% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.77% |
| Q3 2025 | 0.84% |
| Q4 2025 | 0.89% |
| Q1 2026 | 1.03% |
| Q2 2026 | 1.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $301.2M | 8.73% | 0.30% | 1.09% | 98.4% |
| Q1 2026 | 61 | $288.2M | 8.38% | 0.34% | 1.03% | 95.1% |
| Q4 2025 | 59 | $294.5M | 8.18% | 0.35% | 0.89% | 90.8% |
| Q3 2025 | 59 | $285.7M | 8.24% | 0.36% | 0.84% | 89.7% |
| Q2 2025 | 62 | $272.3M | 8.38% | 0.02% | 0.77% | 93.1% |
| Q1 2025 | 62 | $262.5M | 8.30% | 0.00% | 0.72% | 92.3% |
| Q4 2024 | 62 | $255.0M | 8.33% | 0.00% | 0.67% | 94.6% |
| Q3 2024 | 61 | $254.1M | 8.20% | 0.01% | 0.63% | 92.8% |
| Q2 2024 | 60 | $237.9M | 8.40% | 0.02% | 0.56% | 96.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peshtigo National BankBank Peshtigo, WI | 69 out of 100, Moderate | $300.0M | 9.0% | 0.00% | vs |
| Laona State BankBank Laona, WI | 56 out of 100, Moderate | $296.6M | 9.6% | 1.34% | vs |
| Partners Bank of WisconsinBank Marshfield, WI | 86 out of 100, Very strong | $294.2M | 14.7% | 0.36% | vs |
| Citizens State Bank of LoyalBank Loyal, WI | 80 out of 100, Strong | $311.5M | 11.5% | 0.00% | vs |
| Bay BankBank Green Bay, WI | 59 out of 100, Moderate | $315.7M | 11.2% | 2.03% | vs |
| Nekoosa Port Edwards State BankBank Nekoosa, WI | 93 out of 100, Very strong | $286.5M | 15.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Collins State Bank?
Yes. Collins State Bank is an FDIC-insured institution (FDIC certificate #14914). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 35.0% of deposits ($91.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.73%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.07% (benchmark: 10%).
6 locations
Branches
Collins State Bank lists 6 offices in 6 cities. Most locations:
- Brillion, WI (1)
- Collins, WI (1)
- Hartland, WI (1)
- Kiel, WI (1)
- Menomonee Falls, WI (1)
- Random Lake, WI (1)
HMDA 2025
Mortgage lending
In 2025, Collins State Bank reported 122 home-loan applications under HMDA (LEI 254900Z9CBWZF8ECUS45): 113 originated ($25,705,000 total), 5 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Collins State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 14914
- RSSD ID
- 219044
- Primary regulator
- FDIC
- Holding company
- Community Capital Bcorp Inc
- Established
- January 1, 1914
- Headquarters
- 20741 County Road Jj, Collins, WI 54207
- Website
- www.collinsstatebank.com
- Employees
- 43
Quick answers
Collins State Bank: common questions
Is Collins State Bank FDIC insured?
Yes. Collins State Bank is an FDIC-insured institution (FDIC certificate #14914). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Collins State Bank's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Collins State Bank ever failed?
There is no failure record for FDIC certificate #14914 in the FDIC failed bank list.
How many branches does Collins State Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Collins
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sheboygan Area Credit UnionCredit union Sheboygan, WI | 97 out of 100, Very strong | $93.4M | 15.3% | 0.13% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| Community First Credit UnionCredit union Appleton, WI | 84 out of 100, Strong | $6.8B | 12.8% | 0.14% | vs |
| State Bank of ChiltonBank Chilton, WI | 80 out of 100, Strong | $516.5M | 12.7% | 0.58% | vs |
| Great Midwest Bank, S.S.B.Bank Brookfield, WI | 80 out of 100, Strong | $1.1B | 16.5% | 0.56% | vs |
| Premier Financial Credit UnionCredit union New Holstein, WI | 78 out of 100, Strong | $132.4M | 13.6% | 0.95% | vs |