Side-by-side · Q2 2026 data
Laona State Bank vs Covantage Credit Union
Metric by metric
| Measure | Laona State Bank | Covantage Credit Union |
|---|---|---|
| TellerScore | 56 | 59 (stronger) |
| Capital cushion | 46 | 48 (stronger) |
| Loan quality | 55 | 57 (stronger) |
| Earnings | 33 | 67 (stronger) |
| Funding & liquidity | 88 (stronger) | 61 |
| Problem-loan coverage | 82 (stronger) | 77 |
| Peer percentile | 13th | 22nd |
| Total assets | $296.6M | $4.2B |
| Deposits / shares | $271.5M | $3.5B |
| Capital ratio | 9.63% | 9.77% (stronger) |
| Problem loans | 1.34% | 1.28% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.23% |
| Return on assets | 0.33% | 1.19% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 97.6% |
| Uninsured deposits | 26.4% | 16.7% (stronger) |
| Offices | 3 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 10.2% |
Covantage Credit Union has the higher TellerScore (59 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Laona State Bank leads on 2 and Covantage Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Crandon, WI