Side-by-side · Q2 2026 data
Laredo Federal Credit Union vs Laredo Fire Department Federal Credit Union
Credit union
Laredo Fire Department Federal Credit Union
Laredo, Texas · Under $100 million in assets
Metric by metric
| Measure | Laredo Federal Credit Union | Laredo Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 55 |
| Capital cushion | 63 | 75 (stronger) |
| Loan quality | 88 (stronger) | 42 |
| Earnings | 50 (stronger) | 22 |
| Funding & liquidity | 97 (stronger) | 65 |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 66th | 15th |
| Total assets | $136.6M | $14.7M |
| Deposits / shares | $125.6M | $12.8M |
| Capital ratio | 11.31% | 12.50% (stronger) |
| Problem loans | 0.35% (stronger) | 1.74% |
| Net charge-offs | 0.35% | 0.20% (stronger) |
| Return on assets | 0.75% (stronger) | 0.05% |
| Loans ÷ deposits | 62.9% (stronger) | 95.1% |
| Uninsured deposits | 2.9% (stronger) | 9.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | — |
Laredo Federal Credit Union has the higher TellerScore (75 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Laredo Federal Credit Union leads on 5 and Laredo Fire Department Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.