Side-by-side · Q2 2026 data
Laredo Federal Credit Union vs Texas Health Credit Union
Metric by metric
| Measure | Laredo Federal Credit Union | Texas Health Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 66 |
| Capital cushion | 63 | 88 (stronger) |
| Loan quality | 88 (stronger) | 28 |
| Earnings | 50 (stronger) | 46 |
| Funding & liquidity | 97 | 97 |
| Problem-loan coverage | 96 (stronger) | 84 |
| Peer percentile | 66th | 37th |
| Total assets | $136.6M | $134.3M |
| Deposits / shares | $125.6M | $126.0M |
| Capital ratio | 11.31% | 13.77% (stronger) |
| Problem loans | 0.35% (stronger) | 2.17% |
| Net charge-offs | 0.35% (stronger) | 1.54% |
| Return on assets | 0.75% (stronger) | 0.65% |
| Loans ÷ deposits | 62.9% | 55.3% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 17.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | 15.6% |
Laredo Federal Credit Union has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Laredo Federal Credit Union leads on 5 and Texas Health Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.