Side-by-side · Q2 2026 data
Laredo Fire Department Federal Credit Union vs Reed Credit Union
Credit union
Laredo Fire Department Federal Credit Union
Laredo, Texas · Under $100 million in assets
Metric by metric
| Measure | Laredo Fire Department Federal Credit Union | Reed Credit Union |
|---|---|---|
| TellerScore | 55 | 85 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 42 | 100 (stronger) |
| Earnings | 22 | 23 (stronger) |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 15th | 77th |
| Total assets | $14.7M | $15.7M |
| Deposits / shares | $12.8M | $12.9M |
| Capital ratio | 12.50% | 17.51% (stronger) |
| Problem loans | 1.74% | 0.00% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.79% |
| Return on assets | 0.05% | 0.07% (stronger) |
| Loans ÷ deposits | 95.1% | 14.1% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 13.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reed Credit Union has the higher TellerScore (85 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Laredo Fire Department Federal Credit Union leads on 2 and Reed Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.