Side-by-side · Q2 2026 data
Lassen County Federal Credit Union vs Sierra Central Credit Union
Credit union
Lassen County Federal Credit Union
Susanville, California · $100 million – $1 billion
Metric by metric
| Measure | Lassen County Federal Credit Union | Sierra Central Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 86 (stronger) | 50 |
| Loan quality | 84 (stronger) | 82 |
| Earnings | 39 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 76th | 47th |
| Total assets | $107.5M | $1.5B |
| Deposits / shares | $92.8M | $1.3B |
| Capital ratio | 13.59% (stronger) | 10.00% |
| Problem loans | 0.49% (stronger) | 0.55% |
| Net charge-offs | -0.01% (stronger) | 1.00% |
| Return on assets | 0.47% | 0.71% (stronger) |
| Loans ÷ deposits | 57.3% (stronger) | 74.5% |
| Uninsured deposits | 5.2% (stronger) | 8.1% |
| Offices | 1 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.9% |
Lassen County Federal Credit Union has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Lassen County Federal Credit Union leads on 6 and Sierra Central Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Susanville, CA