TellerScore

Headquartered in Susanville, California, Lassen County Federal Credit Union is a federal credit union with $107.5M in total assets and $92.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1966.

Lassen County Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 62nd. Funding & liquidity contributes the most (100/100, 57% loans-to-deposits, 5% uninsured); earnings contributes the least (39/100, 0.47%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.59%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.49%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity100/100
Loans ÷ shares: 57.3% · 5.2% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.77%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (81 → 79), mostly because the loan quality component weakened by 14 points.

TellerScore
798182Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202482
Q4 202481
Q1 202580
Q2 202581
Q3 202580
Q4 202580
Q1 202681
Q2 202679
Net worth ratio
7.00%10.47%13.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.87%
Q3 202413.94%
Q4 202413.81%
Q1 202513.56%
Q2 202513.86%
Q3 202513.29%
Q4 202513.30%
Q1 202613.23%
Q2 202613.59%
Delinquent loans (60+ days)
0.00%0.24%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.05%
Q3 20250.00%
Q4 20250.00%
Q1 20260.07%
Q2 20260.49%
Return on assets
0.08%0.27%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.20%
Q3 20240.14%
Q4 20240.13%
Q1 20250.08%
Q2 20250.12%
Q3 20250.10%
Q4 20250.12%
Q1 20260.41%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$107.5M13.59%0.49%0.47%57.3%
Q1 202681$109.3M13.23%0.07%0.41%54.6%
Q4 202580$108.0M13.30%0.00%0.12%59.6%
Q3 202580$107.6M13.29%0.00%0.10%59.3%
Q2 202581$103.0M13.86%0.05%0.12%60.5%
Q1 202580$105.1M13.56%0.00%0.08%61.5%
Q4 202481$103.0M13.81%0.00%0.13%60.4%
Q3 202482$101.8M13.94%0.00%0.14%61.9%
Q2 202482$102.3M13.87%0.02%0.20%56.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.59%
75th
Problem loans0.49%
66th
Net charge-offs-0.01%
99th
Return on assets0.47%
28th
Loans to deposits57.3%
81st
Uninsured deposits5.2%
57th
Loan-loss reserves0.00%
50th
Texas ratio1.8%
79th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Kaiperm Federal Credit UnionCredit union Walnut Creek, CA66 out of 100, Moderate$108.4M9.3%0.05%vs
Rancho Federal Credit UnionCredit union Downey, CA64 out of 100, Moderate$108.8M8.6%0.47%vs
First California Federal Credit UnionCredit union Fresno, CA78 out of 100, Strong$109.7M10.6%0.98%vs
Marin County Federal Credit UnionCredit union San Rafael, CA66 out of 100, Moderate$103.5M12.1%1.69%vs
Santa Ana Federal Credit UnionCredit union Santa Ana, CA90 out of 100, Very strong$111.6M13.5%0.06%vs
Glendale Federal Credit UnionCredit union Glendale, CA78 out of 100, Strong$102.7M12.6%0.29%vs

Deposit insurance

Is my money safe at Lassen County Federal Credit Union?

Yes. Lassen County Federal Credit Union is a federally insured credit union (NCUA charter #17232). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.2% of shares and deposits ($4.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.59%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Lassen County Federal Credit Union lists 1 office in 1 city. Most locations:

  • Susanville, CA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Lassen County Federal Credit Union
Type
Federal credit union
NCUA charter #
17232
RSSD ID
256281
Primary regulator
NCUA
Established
1966
Headquarters
2605 Riverside Dr, Susanville, CA 96130
Employees
13

Quick answers

Lassen County Federal Credit Union: common questions

Is Lassen County Federal Credit Union NCUA insured?

Yes. Lassen County Federal Credit Union is a federally insured credit union (NCUA charter #17232). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lassen County Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lassen County Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Susanville

InstitutionScoreAssetsCapitalProblem loansCompare
Sierra Central Credit UnionCredit union Yuba City, CA67 out of 100, Moderate$1.5B10.0%0.55%vs
Plumas BankBank Quincy, CA67 out of 100, Moderate$2.3B11.8%1.55%vs
The Golden 1 Credit UnionCredit union Sacramento, CA62 out of 100, Moderate$22.2B9.9%0.80%vs
U.S. Bank National AssociationBank Cincinnati, OH55 out of 100, Moderate$705.6B9.5%1.45%vs