Side-by-side · Q2 2026 data
Latitude 32 Federal Credit Union vs Palmetto First Federal Credit Union
Credit union
Latitude 32 Federal Credit Union
Charleston, South Carolina · Under $100 million in assets
Credit union
Palmetto First Federal Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Latitude 32 Federal Credit Union | Palmetto First Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 77 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 87 (stronger) | 37 |
| Earnings | 74 | 87 (stronger) |
| Funding & liquidity | 81 (stronger) | 76 |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 85th | 57th |
| Total assets | $69.5M | $64.1M |
| Deposits / shares | $58.8M | $50.5M |
| Capital ratio | 14.83% | 21.01% (stronger) |
| Problem loans | 0.39% (stronger) | 1.89% |
| Net charge-offs | 0.28% (stronger) | 1.56% |
| Return on assets | 1.34% | 1.66% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 84.7% |
| Uninsured deposits | 6.3% (stronger) | 8.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latitude 32 Federal Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Latitude 32 Federal Credit Union leads on 5 and Palmetto First Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.