Side-by-side · Q2 2026 data
Latitude 32 Federal Credit Union vs Santee Cooper Credit Union
Credit union
Latitude 32 Federal Credit Union
Charleston, South Carolina · Under $100 million in assets
Credit union
Santee Cooper Credit Union
Moncks Corner, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Latitude 32 Federal Credit Union | Santee Cooper Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 82 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 87 (stronger) | 68 |
| Earnings | 74 (stronger) | 71 |
| Funding & liquidity | 81 (stronger) | 80 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 85th | 70th |
| Total assets | $69.5M | $95.9M |
| Deposits / shares | $58.8M | $80.4M |
| Capital ratio | 14.83% | 15.01% (stronger) |
| Problem loans | 0.39% (stronger) | 0.97% |
| Net charge-offs | 0.28% | 0.18% (stronger) |
| Return on assets | 1.34% (stronger) | 1.28% |
| Loans ÷ deposits | 79.3% (stronger) | 80.7% |
| Uninsured deposits | 6.3% (stronger) | 9.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latitude 32 Federal Credit Union has the higher TellerScore (88 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Latitude 32 Federal Credit Union leads on 5 and Santee Cooper Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.