Side-by-side · Q2 2026 data
Latrobe Federal Credit Union vs Your Choice Federal Credit Union
Credit union
Latrobe Federal Credit Union
Latrobe, Pennsylvania · Under $100 million in assets
Credit union
Your Choice Federal Credit Union
Altoona, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Latrobe Federal Credit Union | Your Choice Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 85 (stronger) |
| Capital cushion | 62 | 76 (stronger) |
| Loan quality | 83 | 97 (stronger) |
| Earnings | 9 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 32nd | 77th |
| Total assets | $14.1M | $14.0M |
| Deposits / shares | $12.5M | $12.2M |
| Capital ratio | 11.22% | 12.55% (stronger) |
| Problem loans | 0.50% | 0.09% (stronger) |
| Net charge-offs | -0.04% | -0.07% (stronger) |
| Return on assets | -0.27% | 1.13% (stronger) |
| Loans ÷ deposits | 24.5% (stronger) | 25.5% |
| Uninsured deposits | 2.3% | 0.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Your Choice Federal Credit Union has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Latrobe Federal Credit Union leads on 1 and Your Choice Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.