Side-by-side · Q2 2026 data
Latvian Federal Credit Union vs Urban Upbound Federal Credit Union
Credit union
Latvian Federal Credit Union
Melville, New York · Under $100 million in assets
Credit union
Urban Upbound Federal Credit Union
Long Island CIT, New York · Under $100 million in assets
Metric by metric
| Measure | Latvian Federal Credit Union | Urban Upbound Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 42 (stronger) | 3 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 85th | 12th |
| Total assets | $1.8M | $2.2M |
| Deposits / shares | $1.4M | $1.9M |
| Capital ratio | 25.25% (stronger) | 9.79% |
| Problem loans | 0.00% (stronger) | 1.44% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.55% (stronger) | -0.42% |
| Loans ÷ deposits | 20.4% | 5.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latvian Federal Credit Union has the higher TellerScore (88 vs 53). On the 5 directional measures above (where higher or lower is clearly better), Latvian Federal Credit Union leads on 4 and Urban Upbound Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.