TellerScore

Latvian Federal Credit Union (NCUA charter #18422) is based in Melville, New York. Its Q2 2026 call report shows $1.8M in total assets and $1.4M in member shares and deposits and 1 office.

Latvian Federal Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 36th. Capital cushion contributes the most (100/100, 25.25%); earnings contributes the least (42/100, 0.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.25%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings42/100
Return on assets (annualized): 0.55%
Funding & liquidity100/100
Loans ÷ shares: 20.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (93 → 88), mostly because the earnings component weakened by 24 points.

TellerScore
8090100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202480
Q4 202480
Q1 2025100
Q2 202593
Q3 202589
Q4 202589
Q1 202699
Q2 202688
Net worth ratio
7.00%16.13%25.25%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.54%
Q3 202420.54%
Q4 202420.84%
Q1 202521.65%
Q2 202522.20%
Q3 202522.70%
Q4 202522.92%
Q1 202623.82%
Q2 202625.25%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-3.42%-0.64%2.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-3.42%
Q3 2024-3.07%
Q4 2024-2.88%
Q1 20252.14%
Q2 20251.14%
Q3 20250.60%
Q4 20250.58%
Q1 20261.88%
Q2 20260.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$1.8M25.25%0.00%0.55%20.4%
Q1 202699$2.0M23.82%0.00%1.88%22.1%
Q4 202589$2.0M22.92%0.00%0.58%23.3%
Q3 202589$2.0M22.70%0.00%0.60%25.1%
Q2 202593$2.0M22.20%0.00%1.14%25.7%
Q1 2025100$2.1M21.65%0.00%2.14%23.5%
Q4 202480$2.1M20.84%0.00%-2.88%23.8%
Q3 202480$2.2M20.54%0.00%-3.07%25.3%
Q2 202480$2.3M20.54%0.00%-3.42%26.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.25%
89th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.55%
45th
Loans to deposits20.4%
95th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

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Deposit insurance

Is my money safe at Latvian Federal Credit Union?

Yes. Latvian Federal Credit Union is a federally insured credit union (NCUA charter #18422). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Latvian Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Latvian Federal Credit Union
Type
Federal credit union
NCUA charter #
18422
RSSD ID
598187
Primary regulator
NCUA
Established
1967
Headquarters
4 Riga Ln, Melville, NY 11747
Employees
1

Quick answers

Latvian Federal Credit Union: common questions

Is Latvian Federal Credit Union NCUA insured?

Yes. Latvian Federal Credit Union is a federally insured credit union (NCUA charter #18422). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Latvian Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Latvian Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
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NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
N C P D Federal Credit UnionCredit union Plainview, NY87 out of 100, Very strong$908.8M16.6%0.29%vs