Side-by-side · Q2 2026 data
Lauderdale County Teachers Credit Union vs Champion Community Credit Union
Credit union
Lauderdale County Teachers Credit Union
Florence, Alabama · Under $100 million in assets
Metric by metric
| Measure | Lauderdale County Teachers Credit Union | Champion Community Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 70 |
| Capital cushion | 78 | 98 (stronger) |
| Loan quality | 100 (stronger) | 36 |
| Earnings | 83 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 89th | 40th |
| Total assets | $38.5M | $51.0M |
| Deposits / shares | $33.3M | $43.3M |
| Capital ratio | 12.80% | 14.75% (stronger) |
| Problem loans | 0.00% (stronger) | 1.91% |
| Net charge-offs | 0.04% (stronger) | 0.10% |
| Return on assets | 1.57% (stronger) | 0.47% |
| Loans ÷ deposits | 37.3% (stronger) | 49.4% |
| Uninsured deposits | 2.9% | 1.4% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lauderdale County Teachers Credit Union has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Lauderdale County Teachers Credit Union leads on 5 and Champion Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.