TellerScore

Champion Community Credit Union (NCUA charter #63614) is based in Courtland, Alabama. Its Q2 2026 call report shows $51.0M in total assets and $43.3M in member shares and deposits and 5 offices.

Based on its Q2 2026 filing, Champion Community Credit Union scores 70/100, which we describe as strong. That is higher than only 40% of 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 55th. Its strongest component is funding & liquidity (100/100; 49% loans-to-deposits, 1% uninsured), and its lowest is loan quality (36/100; 1.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion98/100
Net worth ratio: 14.75%
Loan quality36/100
Loans 60+ days delinquent ÷ total loans: 1.91%
Earnings39/100
Return on assets (annualized): 0.47%
Funding & liquidity100/100
Loans ÷ shares: 49.4% · 1.4% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (74 → 70), mostly because the loan quality component weakened by 18 points.

TellerScore
647381Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202477
Q4 202464
Q1 202576
Q2 202574
Q3 202579
Q4 202571
Q1 202681
Q2 202670
Net worth ratio
7.00%10.88%14.76%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.70%
Q3 202414.15%
Q4 202414.35%
Q1 202514.39%
Q2 202514.38%
Q3 202514.76%
Q4 202514.55%
Q1 202614.52%
Q2 202614.75%
Delinquent loans (60+ days)
0.55%1.47%2.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.75%
Q3 20240.87%
Q4 20242.39%
Q1 20251.12%
Q2 20251.39%
Q3 20251.31%
Q4 20252.09%
Q1 20260.55%
Q2 20261.91%
Return on assets
0.30%0.62%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.30%
Q3 20240.42%
Q4 20240.41%
Q1 20250.48%
Q2 20250.54%
Q3 20250.94%
Q4 20250.83%
Q1 20260.43%
Q2 20260.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$51.0M14.75%1.91%0.47%49.4%
Q1 202681$51.4M14.52%0.55%0.43%49.5%
Q4 202571$50.9M14.55%2.09%0.83%53.0%
Q3 202579$49.8M14.76%1.31%0.94%54.7%
Q2 202574$49.6M14.38%1.39%0.54%55.6%
Q1 202576$49.0M14.39%1.12%0.48%57.6%
Q4 202464$48.7M14.35%2.39%0.41%59.3%
Q3 202477$49.2M14.15%0.87%0.42%60.1%
Q2 202476$50.3M13.70%0.75%0.30%60.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.75%
52nd
Problem loans1.91%
22nd
Net charge-offs0.10%
57th
Return on assets0.47%
40th
Loans to deposits49.4%
65th
Uninsured deposits1.4%
50th
Loan-loss reserves0.00%
37th
Texas ratio5.8%
25th

Similar-size credit unions in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Tuscaloosa V a Federal Credit UnionCredit union Tuscaloosa, AL84 out of 100, Strong$51.9M13.1%0.24%vs
Azalea City Credit UnionCredit union Mobile, AL78 out of 100, Strong$47.2M15.2%1.57%vs
Electrical Workers No 558 Federal Credit UnionCredit union Sheffield, AL99 out of 100, Very strong$45.9M20.5%0.00%vs
University of South Alabama Federal Credit UnionCredit union Mobile, AL96 out of 100, Very strong$56.2M16.4%0.49%vs
Solutions First Federal Credit UnionCredit union Enterprise, AL20 out of 100, Low$45.2M1.9%2.43%vs
Gulf Coast Federal Credit UnionCredit union Mobile, AL26 out of 100, Low$44.2M5.9%2.74%vs

Deposit insurance

Is my money safe at Champion Community Credit Union?

Yes. Champion Community Credit Union is a federally insured credit union (NCUA charter #63614). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.4% of shares and deposits ($616K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.75%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Champion Community Credit Union lists 5 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Champion Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63614
RSSD ID
682992
Primary regulator
State + NCUA
Established
1971
Headquarters
16601 County Road 150, Courtland, AL 35618
Employees
15

Quick answers

Champion Community Credit Union: common questions

Is Champion Community Credit Union NCUA insured?

Yes. Champion Community Credit Union is a federally insured credit union (NCUA charter #63614). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Champion Community Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Champion Community Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Courtland

InstitutionScoreAssetsCapitalProblem loansCompare
Electrical Workers No 558 Federal Credit UnionCredit union Sheffield, AL99 out of 100, Very strong$45.9M20.5%0.00%vs
Family Security Credit UnionCredit union Decatur, AL95 out of 100, Very strong$1.1B19.9%0.61%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
TVA Community Credit UnionCredit union Muscle Shoals, AL90 out of 100, Very strong$429.0M18.4%0.32%vs
Lauderdale County Teachers Credit UnionCredit union Florence, AL90 out of 100, Very strong$38.5M12.8%0.00%vs
First State Bank of the South, Inc.Bank Sulligent, AL89 out of 100, Very strong$130.7M16.4%0.24%vs