Side-by-side · Q2 2026 data
Lawrence Bank vs First Federal Bank
Metric by metric
| Measure | Lawrence Bank | First Federal Bank |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 48 | 55 (stronger) |
| Loan quality | 94 (stronger) | 83 |
| Earnings | 62 | 84 (stronger) |
| Funding & liquidity | 63 (stronger) | 53 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 53rd | 63rd |
| Total assets | $3.0B | $1.1B |
| Deposits / shares | $2.6B | $978.6M |
| Capital ratio | 9.78% | 10.48% (stronger) |
| Problem loans | 0.17% (stronger) | 0.52% |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 1.04% | 1.61% (stronger) |
| Loans ÷ deposits | 85.6% | 68.8% (stronger) |
| Uninsured deposits | 25.9% (stronger) | 49.5% |
| Offices | 28 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 10.0% |
First Federal Bank has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Lawrence Bank leads on 2 and First Federal Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Clarksville, TN
- White Bluff, TN