Side-by-side · Q2 2026 data
Lawrence Bank vs Wilson Bank and Trust
Metric by metric
| Measure | Lawrence Bank | Wilson Bank and Trust |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 48 | 58 (stronger) |
| Loan quality | 94 (stronger) | 79 |
| Earnings | 62 | 79 (stronger) |
| Funding & liquidity | 63 | 66 (stronger) |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 53rd | 66th |
| Total assets | $3.0B | $6.0B |
| Deposits / shares | $2.6B | $5.3B |
| Capital ratio | 9.78% | 10.85% (stronger) |
| Problem loans | 0.17% (stronger) | 0.63% |
| Net charge-offs | 0.12% | 0.04% (stronger) |
| Return on assets | 1.04% | 1.48% (stronger) |
| Loans ÷ deposits | 85.6% | 83.1% (stronger) |
| Uninsured deposits | 25.9% | 25.4% (stronger) |
| Offices | 28 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 12.7% |
Wilson Bank and Trust has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Lawrence Bank leads on 1 and Wilson Bank and Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.