Side-by-side · Q2 2026 data
LCNB National Bank vs National Cooperative Bank, N.A.
Metric by metric
| Measure | LCNB National Bank | National Cooperative Bank, N.A. |
|---|---|---|
| TellerScore | 68 (stronger) | 46 |
| Capital cushion | 43 | 63 (stronger) |
| Loan quality | 89 (stronger) | 11 |
| Earnings | 67 | 75 (stronger) |
| Funding & liquidity | 67 (stronger) | 18 |
| Problem-loan coverage | 96 (stronger) | 63 |
| Peer percentile | 49th | 5th |
| Total assets | $2.2B | $4.3B |
| Deposits / shares | $1.8B | $3.6B |
| Capital ratio | 9.30% | 11.28% (stronger) |
| Problem loans | 0.34% (stronger) | 2.67% |
| Net charge-offs | 0.32% | 0.02% (stronger) |
| Return on assets | 1.16% | 1.37% (stronger) |
| Loans ÷ deposits | 92.8% (stronger) | 95.5% |
| Uninsured deposits | 12.3% (stronger) | 56.7% |
| Offices | 34 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 13.6% |
LCNB National Bank has the higher TellerScore (68 vs 46). On the 7 directional measures above (where higher or lower is clearly better), LCNB National Bank leads on 4 and National Cooperative Bank, N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.