Side-by-side · Q2 2026 data
Lco Federal Credit Union vs Mt. Zion Credit Union
Metric by metric
| Measure | Lco Federal Credit Union | Mt. Zion Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 74 |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 77th | 49th |
| Total assets | $2.9M | $428K |
| Deposits / shares | $2.5M | $347K |
| Capital ratio | 13.70% | 18.91% (stronger) |
| Problem loans | 0.32% (stronger) | 3.97% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 0.99% | 3.93% (stronger) |
| Loans ÷ deposits | 40.4% | 22.6% (stronger) |
| Uninsured deposits | 9.5% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lco Federal Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Lco Federal Credit Union leads on 2 and Mt. Zion Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.