Side-by-side · Q2 2026 data
Lco Federal Credit Union vs School Employees Credit Union
Credit union
School Employees Credit Union
Superior, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | Lco Federal Credit Union | School Employees Credit Union |
|---|---|---|
| TellerScore | 85 | 87 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 60 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 77th | 83rd |
| Total assets | $2.9M | $2.4M |
| Deposits / shares | $2.5M | $2.0M |
| Capital ratio | 13.70% | 16.47% (stronger) |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 0.99% (stronger) | 0.82% |
| Loans ÷ deposits | 40.4% (stronger) | 84.0% |
| Uninsured deposits | 9.5% | 0.0% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
School Employees Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Lco Federal Credit Union leads on 2 and School Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.