TellerScore

School Employees Credit Union (NCUA charter #66662) is based in Superior, Wisconsin. Its Q2 2026 call report shows $2.4M in total assets and $2.0M in member shares and deposits.

Based on its Q2 2026 filing, School Employees Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 9th. Its strongest component is capital cushion (100/100; 16.47%), and its lowest is earnings (53/100; 0.82%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.47%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings53/100
Return on assets (annualized): 0.82%
Funding & liquidity76/100
Loans ÷ shares: 84.0% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 28 points (59 → 87), mostly because the loan quality component improved by 91 points.

TellerScore
597488Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202482
Q4 202474
Q1 202583
Q2 202559
Q3 202568
Q4 202582
Q1 202688
Q2 202687
Net worth ratio
7.00%11.73%16.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.76%
Q3 202416.09%
Q4 202415.95%
Q1 202516.18%
Q2 202515.35%
Q3 202516.16%
Q4 202516.35%
Q1 202616.00%
Q2 202616.47%
Delinquent loans (60+ days)
0.00%1.37%2.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.17%
Q3 20240.48%
Q4 20240.79%
Q1 20250.56%
Q2 20252.74%
Q3 20252.03%
Q4 20250.23%
Q1 20260.35%
Q2 20260.00%
Return on assets
0.60%0.98%1.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.91%
Q3 20241.27%
Q4 20240.60%
Q1 20251.30%
Q2 20250.68%
Q3 20250.96%
Q4 20250.62%
Q1 20261.36%
Q2 20260.82%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$2.4M16.47%0.00%0.82%84.0%
Q1 202688$2.4M16.00%0.35%1.36%85.3%
Q4 202582$2.3M16.35%0.23%0.62%94.0%
Q3 202568$2.4M16.16%2.03%0.96%94.4%
Q2 202559$2.4M15.35%2.74%0.68%92.5%
Q1 202583$2.3M16.18%0.56%1.30%102.4%
Q4 202474$2.3M15.95%0.79%0.60%112.7%
Q3 202482$2.3M16.09%0.48%1.27%117.4%
Q2 202472$2.5M14.76%1.17%0.91%107.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.47%
62nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.82%
59th
Loans to deposits84.0%
15th
Uninsured deposits0.0%
81st
Loan-loss reserves1.06%
84th
Texas ratio0.0%
93rd

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Air Tech Credit UnionCredit union Milwaukee, WI85 out of 100, Very strong$2.1M27.6%0.00%vs
1st Class Express Credit UnionCredit union Waukesha, WI86 out of 100, Very strong$2.1M22.9%0.30%vs
Lco Federal Credit UnionCredit union Hayward, WI85 out of 100, Very strong$2.9M13.7%0.32%vs
Stoppenbach Credit UnionCredit union Jefferson, WI45 out of 100, Below average$1.8M21.2%6.11%vs
Superior Municipal Employees Credit UnionCredit union Superior, WI79 out of 100, Strong$3.0M16.5%0.00%vs
Wisconsin Latvian, Inc. Credit UnionCredit union Milwaukee, WI69 out of 100, Moderate$3.2M9.8%0.00%vs

Deposit insurance

Is my money safe at School Employees Credit Union?

Yes. School Employees Credit Union is a federally insured credit union (NCUA charter #66662). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
School Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66662
RSSD ID
737397
Primary regulator
State + NCUA
Established
1936
Headquarters
3025 Tower Ave, Superior, WI 54880
Employees
4

Quick answers

School Employees Credit Union: common questions

Is School Employees Credit Union NCUA insured?

Yes. School Employees Credit Union is a federally insured credit union (NCUA charter #66662). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is School Employees Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.