Side-by-side · Q2 2026 data
Le Roy Federal Credit Union vs Cobblestone Country Federal Credit Union
Credit union
Cobblestone Country Federal Credit Union
Albion, New York · Under $100 million in assets
Metric by metric
| Measure | Le Roy Federal Credit Union | Cobblestone Country Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 94 (stronger) |
| Capital cushion | 64 | 99 (stronger) |
| Loan quality | 88 (stronger) | 87 |
| Earnings | 99 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 80th | 95th |
| Total assets | $21.1M | $24.7M |
| Deposits / shares | $18.6M | $21.0M |
| Capital ratio | 11.44% | 14.85% (stronger) |
| Problem loans | 0.37% (stronger) | 0.40% |
| Net charge-offs | 0.86% | 0.41% (stronger) |
| Return on assets | 1.97% | 2.83% (stronger) |
| Loans ÷ deposits | 32.4% (stronger) | 77.6% |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cobblestone Country Federal Credit Union has the higher TellerScore (94 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Le Roy Federal Credit Union leads on 2 and Cobblestone Country Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.