Side-by-side · Q2 2026 data
Le Roy Federal Credit Union vs Gates Chili Federal Credit Union
Credit union
Gates Chili Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Le Roy Federal Credit Union | Gates Chili Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 64 |
| Capital cushion | 64 (stronger) | 27 |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 99 (stronger) | 41 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 80th | 28th |
| Total assets | $21.1M | $30.4M |
| Deposits / shares | $18.6M | $28.2M |
| Capital ratio | 11.44% (stronger) | 7.68% |
| Problem loans | 0.37% | 0.24% (stronger) |
| Net charge-offs | 0.86% | 0.05% (stronger) |
| Return on assets | 1.97% (stronger) | 0.51% |
| Loans ÷ deposits | 32.4% (stronger) | 49.2% |
| Uninsured deposits | 1.4% (stronger) | 4.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Le Roy Federal Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Le Roy Federal Credit Union leads on 5 and Gates Chili Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.