Side-by-side · Q2 2026 data
Lea County State Bank vs Pioneer Bank
Metric by metric
| Measure | Lea County State Bank | Pioneer Bank |
|---|---|---|
| TellerScore | 49 | 73 (stronger) |
| Capital cushion | 42 | 73 (stronger) |
| Loan quality | 0 | 43 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 81 | 84 (stronger) |
| Problem-loan coverage | 73 | 80 (stronger) |
| Peer percentile | 6th | 70th |
| Total assets | $738.3M | $1.1B |
| Deposits / shares | $662.4M | $850.8M |
| Capital ratio | 9.21% | 12.32% (stronger) |
| Problem loans | 3.61% | 1.71% (stronger) |
| Net charge-offs | 0.66% | -0.01% (stronger) |
| Return on assets | 1.58% | 2.58% (stronger) |
| Loans ÷ deposits | 34.6% (stronger) | 72.3% |
| Uninsured deposits | 31.9% | 18.7% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.8% |
Pioneer Bank has the higher TellerScore (73 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Lea County State Bank leads on 1 and Pioneer Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.