Side-by-side · Q2 2026 data
Lead Bank vs Reliance Credit Union
Metric by metric
| Measure | Lead Bank | Reliance Credit Union |
|---|---|---|
| TellerScore | 44 | 93 (stronger) |
| Capital cushion | 24 | 100 (stronger) |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 83 (stronger) | 80 |
| Funding & liquidity | 84 | 97 (stronger) |
| Problem-loan coverage | 73 | 98 (stronger) |
| Peer percentile | 4th | 94th |
| Total assets | $2.8B | $25.1M |
| Deposits / shares | $2.5B | $20.9M |
| Capital ratio | 7.40% | 16.44% (stronger) |
| Problem loans | 3.26% | 0.30% (stronger) |
| Net charge-offs | 0.90% | 0.41% (stronger) |
| Return on assets | 1.59% (stronger) | 1.50% |
| Loans ÷ deposits | 45.0% (stronger) | 63.6% |
| Uninsured deposits | 30.0% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reliance Credit Union has the higher TellerScore (93 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Lead Bank leads on 2 and Reliance Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.