Side-by-side · Q2 2026 data
Lead Bank vs The Bank of Grain Valley
Metric by metric
| Measure | Lead Bank | The Bank of Grain Valley |
|---|---|---|
| TellerScore | 44 | 95 (stronger) |
| Capital cushion | 24 | 100 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 64 |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 4th | 99th |
| Total assets | $2.8B | $110.6M |
| Deposits / shares | $2.5B | $85.3M |
| Capital ratio | 7.40% | 23.96% (stronger) |
| Problem loans | 3.26% | 0.00% (stronger) |
| Net charge-offs | 0.90% | 0.00% (stronger) |
| Return on assets | 1.59% | 2.14% (stronger) |
| Loans ÷ deposits | 45.0% (stronger) | 77.1% |
| Uninsured deposits | 30.0% (stronger) | 32.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Grain Valley has the higher TellerScore (95 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Lead Bank leads on 2 and The Bank of Grain Valley on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.