Side-by-side · Q2 2026 data
Leader Bank, National Association vs Cambridge Municipal Employees Federal Credit Union
Credit union
Cambridge Municipal Employees Federal Credit Union
Cambridge, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Leader Bank, National Association | Cambridge Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 97 (stronger) |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 53 | 88 (stronger) |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 63rd | 98th |
| Total assets | $5.3B | $10.2M |
| Deposits / shares | $4.3B | $7.7M |
| Capital ratio | 11.58% | 24.81% (stronger) |
| Problem loans | 0.03% (stronger) | 0.12% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.84% | 1.71% (stronger) |
| Loans ÷ deposits | 101.9% | 40.7% (stronger) |
| Uninsured deposits | 31.8% | 0.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Cambridge Municipal Employees Federal Credit Union has the higher TellerScore (97 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Leader Bank, National Association leads on 2 and Cambridge Municipal Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.