Side-by-side · Q2 2026 data
Leatherstocking Region Federal Credit Union vs G.P.O. Federal Credit Union
Credit union
Leatherstocking Region Federal Credit Union
Cooperstown, New York · $100 million – $1 billion
Metric by metric
| Measure | Leatherstocking Region Federal Credit Union | G.P.O. Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 71 (stronger) | 67 |
| Loan quality | 77 | 87 (stronger) |
| Earnings | 72 (stronger) | 64 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 74th | 76th |
| Total assets | $107.7M | $629.8M |
| Deposits / shares | $94.6M | $552.2M |
| Capital ratio | 12.06% (stronger) | 11.70% |
| Problem loans | 0.68% | 0.39% (stronger) |
| Net charge-offs | 0.66% | 0.34% (stronger) |
| Return on assets | 1.31% (stronger) | 1.11% |
| Loans ÷ deposits | 67.5% | 59.6% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 4.7% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 40.4% |
G.P.O. Federal Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Leatherstocking Region Federal Credit Union leads on 3 and G.P.O. Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.