Side-by-side · Q2 2026 data
Leatherstocking Region Federal Credit Union vs One Credit Union of NY
Credit union
Leatherstocking Region Federal Credit Union
Cooperstown, New York · $100 million – $1 billion
Metric by metric
| Measure | Leatherstocking Region Federal Credit Union | One Credit Union of NY |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 71 | 82 (stronger) |
| Loan quality | 77 | 96 (stronger) |
| Earnings | 72 | 75 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 74th | 94th |
| Total assets | $107.7M | $114.4M |
| Deposits / shares | $94.6M | $99.0M |
| Capital ratio | 12.06% | 13.16% (stronger) |
| Problem loans | 0.68% | 0.12% (stronger) |
| Net charge-offs | 0.66% | 0.13% (stronger) |
| Return on assets | 1.31% | 1.37% (stronger) |
| Loans ÷ deposits | 67.5% | 42.0% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 3.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One Credit Union of NY has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Leatherstocking Region Federal Credit Union leads on 1 and One Credit Union of NY on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.