Side-by-side · Q2 2026 data
Lebanon Federal Credit Union vs Pennsylvania State Employees Credit Union
Credit union
Pennsylvania State Employees Credit Union
Harrisburg, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Lebanon Federal Credit Union | Pennsylvania State Employees Credit Union |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 49 | 69 (stronger) |
| Loan quality | 80 (stronger) | 75 |
| Earnings | 75 | 99 (stronger) |
| Funding & liquidity | 74 | 76 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 51st | 88th |
| Total assets | $539.7M | $9.7B |
| Deposits / shares | $492.2M | $8.5B |
| Capital ratio | 9.87% | 11.85% (stronger) |
| Problem loans | 0.61% (stronger) | 0.75% |
| Net charge-offs | 0.49% (stronger) | 0.84% |
| Return on assets | 1.37% | 1.98% (stronger) |
| Loans ÷ deposits | 86.7% | 84.0% (stronger) |
| Uninsured deposits | 6.0% (stronger) | 10.9% |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 15.6% |
Pennsylvania State Employees Credit Union has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Lebanon Federal Credit Union leads on 3 and Pennsylvania State Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.