Side-by-side · Q2 2026 data
Ledyard National Bank vs 802 Credit Union
Metric by metric
| Measure | Ledyard National Bank | 802 Credit Union |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 33 | 75 (stronger) |
| Loan quality | 90 (stronger) | 50 |
| Earnings | 48 | 66 (stronger) |
| Funding & liquidity | 77 (stronger) | 72 |
| Problem-loan coverage | 95 (stronger) | 81 |
| Peer percentile | 30th | 41st |
| Total assets | $1.1B | $507.7M |
| Deposits / shares | $874.4M | $440.1M |
| Capital ratio | 8.27% | 12.54% (stronger) |
| Problem loans | 0.31% (stronger) | 1.50% |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 0.71% | 1.14% (stronger) |
| Loans ÷ deposits | 83.6% (stronger) | 88.4% |
| Uninsured deposits | 13.0% | 3.4% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
802 Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Ledyard National Bank leads on 3 and 802 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.