Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs Commercial Bank
Metric by metric
| Measure | Lee Bank and Trust Company | Commercial Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 77 |
| Capital cushion | 91 (stronger) | 66 |
| Loan quality | 54 | 88 (stronger) |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 84 (stronger) | 49 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 82nd | 83rd |
| Total assets | $257.3M | $2.4B |
| Deposits / shares | $218.3M | $1.9B |
| Capital ratio | 14.11% (stronger) | 11.58% |
| Problem loans | 1.37% | 0.35% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 3.40% (stronger) | 1.82% |
| Loans ÷ deposits | 58.2% (stronger) | 100.2% |
| Uninsured deposits | 29.6% | 24.9% (stronger) |
| Offices | 3 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 7.9% |
Lee Bank and Trust Company has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 4 and Commercial Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.