The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 9 points (73 → 82), mostly because the earnings component improved by 37 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Virginia

Yes. Lee Bank and Trust Company is an FDIC-insured institution (FDIC certificate #11582). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.6% of deposits ($64.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 27.44% (benchmark: 10%).

Check how much of your own balance is covered

Lee Bank and Trust Company lists 3 offices in 3 cities. Most locations:

• Bristol, VA (1)
• Jonesville, VA (1)
• Pennington Gap, VA (1)

All branch addresses and map

In 2025, Lee Bank and Trust Company reported 48 home-loan applications under HMDA (LEI 254900QTT4Z8ZFTP7G09): 31 originated ($4,585,000 total), 8 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Lee Bank and Trust Company

Type

State-chartered bank

FDIC certificate #

11582

RSSD ID

661223

Primary regulator

FDIC

Holding company

Lee Bankshares Inc

Established

August 22, 1932

Headquarters

41371 W Morgan Ave, Pennington Gap, VA 24277

Website

www.leebank24.com

Employees

42