Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs Legacy Bank
Metric by metric
| Measure | Lee Bank and Trust Company | Legacy Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 54 (stronger) | 41 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 84 (stronger) | 58 |
| Problem-loan coverage | 90 (stronger) | 85 |
| Peer percentile | 82nd | 37th |
| Total assets | $257.3M | $360.2M |
| Deposits / shares | $218.3M | $279.7M |
| Capital ratio | 14.11% | 20.64% (stronger) |
| Problem loans | 1.37% (stronger) | 1.78% |
| Net charge-offs | 0.03% (stronger) | 0.17% |
| Return on assets | 3.40% (stronger) | 0.85% |
| Loans ÷ deposits | 58.2% (stronger) | 82.9% |
| Uninsured deposits | 29.6% (stronger) | 32.4% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 1.1% |
Lee Bank and Trust Company has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 6 and Legacy Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.