Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs Locus Bank, Inc.
Metric by metric
| Measure | Lee Bank and Trust Company | Locus Bank, Inc. |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 54 | 79 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 84 (stronger) | 37 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 82nd | 75th |
| Total assets | $257.3M | $359.4M |
| Deposits / shares | $218.3M | $259.3M |
| Capital ratio | 14.11% | 21.46% (stronger) |
| Problem loans | 1.37% | 0.62% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 3.40% (stronger) | 1.26% |
| Loans ÷ deposits | 58.2% (stronger) | 113.2% |
| Uninsured deposits | 29.6% | 26.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | — |
Lee Bank and Trust Company has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 3 and Locus Bank, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.