Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs The Bank of Charlotte County
Metric by metric
| Measure | Lee Bank and Trust Company | The Bank of Charlotte County |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 91 (stronger) | 78 |
| Loan quality | 54 | 89 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 84 (stronger) | 81 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 82nd | 91st |
| Total assets | $257.3M | $222.8M |
| Deposits / shares | $218.3M | $194.5M |
| Capital ratio | 14.11% (stronger) | 12.79% |
| Problem loans | 1.37% | 0.33% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.13% |
| Return on assets | 3.40% | 3.44% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 71.3% |
| Uninsured deposits | 29.6% | 22.1% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 16.4% |
The Bank of Charlotte County has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 3 and The Bank of Charlotte County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.