Side-by-side · Q2 2026 data
Lee Bank and Trust Company vs United Southeast Federal Credit Union
Credit union
United Southeast Federal Credit Union
Bristol, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Lee Bank and Trust Company | United Southeast Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 78 |
| Capital cushion | 91 (stronger) | 85 |
| Loan quality | 54 | 87 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 84 | 88 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 82nd | 74th |
| Total assets | $257.3M | $256.0M |
| Deposits / shares | $218.3M | $220.6M |
| Capital ratio | 14.11% (stronger) | 13.49% |
| Problem loans | 1.37% | 0.40% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.74% |
| Return on assets | 3.40% (stronger) | 0.55% |
| Loans ÷ deposits | 58.2% (stronger) | 72.5% |
| Uninsured deposits | 29.6% | 6.6% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.5% | 0.0% |
Lee Bank and Trust Company has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Lee Bank and Trust Company leads on 5 and United Southeast Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.