Side-by-side · Q2 2026 data
Lefors Federal Credit Union vs Del Rio S.P. Credit Union
Metric by metric
| Measure | Lefors Federal Credit Union | Del Rio S.P. Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 58 |
| Capital cushion | 100 | 100 |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 33 (stronger) | 24 |
| Funding & liquidity | 88 | 95 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 52nd | 19th |
| Total assets | $3.0M | $3.2M |
| Deposits / shares | $2.3M | $2.0M |
| Capital ratio | 23.17% | 37.22% (stronger) |
| Problem loans | 1.12% (stronger) | 5.07% |
| Net charge-offs | 0.11% | -0.98% (stronger) |
| Return on assets | 0.33% (stronger) | 0.10% |
| Loans ÷ deposits | 71.8% | 64.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lefors Federal Credit Union has the higher TellerScore (75 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Lefors Federal Credit Union leads on 3 and Del Rio S.P. Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.