Side-by-side · Q2 2026 data
Legacy Bank vs Community National Bank
Metric by metric
| Measure | Legacy Bank | Community National Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 67 |
| Capital cushion | 56 (stronger) | 47 |
| Loan quality | 98 (stronger) | 51 |
| Earnings | 69 | 86 (stronger) |
| Funding & liquidity | 57 | 98 (stronger) |
| Problem-loan coverage | 99 (stronger) | 82 |
| Peer percentile | 57th | 34th |
| Total assets | $865.0M | $853.1M |
| Deposits / shares | $721.8M | $772.6M |
| Capital ratio | 10.55% (stronger) | 9.66% |
| Problem loans | 0.06% (stronger) | 1.47% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 1.22% | 1.65% (stronger) |
| Loans ÷ deposits | 93.2% | 49.1% (stronger) |
| Uninsured deposits | 24.2% | 17.3% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 1.6% |
Legacy Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 4 and Community National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.