The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 74).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kansas

Yes. Legacy Bank is an FDIC-insured institution (FDIC certificate #17676). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.2% of deposits ($174.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.55%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.49% (benchmark: 10%).

Check how much of your own balance is covered

Legacy Bank lists 10 offices in 4 cities. Most locations:

• Wichita, KS (7)
• Colwich, KS (1)
• Pratt, KS (1)
• Sedgwick, KS (1)

All branch addresses and map

In 2025, Legacy Bank reported 185 home-loan applications under HMDA (LEI 549300EB748TPUCF9H23): 157 originated ($62,615,000 total), 8 denied, and 20 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Legacy Bank

Former names

State Bank of Colwich

Type

State-chartered bank

FDIC certificate #

17676

RSSD ID

785950

Primary regulator

FDIC

Holding company

Colwich Financial Corp

Established

February 22, 1886

Headquarters

123 E Chicago Ave, Colwich, KS 67030

Website

www.legacy.bank

Employees

137