Side-by-side · Q2 2026 data
Legacy Bank vs First Sentinel Bank
Metric by metric
| Measure | Legacy Bank | First Sentinel Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 41 | 96 (stronger) |
| Earnings | 54 | 54 |
| Funding & liquidity | 58 (stronger) | 49 |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 37th | 34th |
| Total assets | $360.2M | $398.0M |
| Deposits / shares | $279.7M | $348.5M |
| Capital ratio | 20.64% (stronger) | 10.02% |
| Problem loans | 1.78% | 0.11% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.33% |
| Return on assets | 0.85% | 0.85% (stronger) |
| Loans ÷ deposits | 82.9% (stronger) | 96.0% |
| Uninsured deposits | 32.4% | 28.5% (stronger) |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | 5.7% |
Legacy Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 4 and First Sentinel Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Abingdon, VA
- Pounding Mill, VA