Side-by-side · Q2 2026 data
Legacy Bank vs New Horizon Bank, National Association
Metric by metric
| Measure | Legacy Bank | New Horizon Bank, National Association |
|---|---|---|
| TellerScore | 68 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 41 | 95 (stronger) |
| Earnings | 54 (stronger) | 4 |
| Funding & liquidity | 58 (stronger) | 52 |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 37th | 19th |
| Total assets | $360.2M | $359.3M |
| Deposits / shares | $279.7M | $286.4M |
| Capital ratio | 20.64% (stronger) | 10.81% |
| Problem loans | 1.78% | 0.15% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.27% |
| Return on assets | 0.85% (stronger) | -0.39% |
| Loans ÷ deposits | 82.9% | 64.2% (stronger) |
| Uninsured deposits | 32.4% (stronger) | 55.2% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | — |
Legacy Bank has the higher TellerScore (68 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Legacy Bank leads on 5 and New Horizon Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.