Headquartered in Powhatan, Virginia, New Horizon Bank, National Association is a national bank with $359.3M in total assets and $286.4M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 2009.
New Horizon Bank, National Association has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in Virginia, it ranks 47th. Problem-loan coverage contributes the most (98/100, 0.8%); earnings contributes the least (4/100, -0.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (70 → 60), mostly because the capital cushion component weakened by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 59 |
| Q4 2024 | 60 |
| Q1 2025 | 71 |
| Q2 2025 | 70 |
| Q3 2025 | 69 |
| Q4 2025 | 71 |
| Q1 2026 | 57 |
| Q2 2026 | 60 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.85% |
| Q3 2024 | 11.05% |
| Q4 2024 | 11.70% |
| Q1 2025 | 14.48% |
| Q2 2025 | 13.88% |
| Q3 2025 | 13.64% |
| Q4 2025 | 14.19% |
| Q1 2026 | 12.64% |
| Q2 2026 | 10.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.88% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.19% |
| Q1 2026 | 1.12% |
| Q2 2026 | 0.15% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.42% |
| Q3 2024 | -1.56% |
| Q4 2024 | -1.40% |
| Q1 2025 | -1.01% |
| Q2 2025 | -1.00% |
| Q3 2025 | -1.07% |
| Q4 2025 | -1.35% |
| Q1 2026 | -0.48% |
| Q2 2026 | -0.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $359.3M | 10.81% | 0.15% | -0.39% | 64.2% |
| Q1 2026 | 57 | $278.6M | 12.64% | 1.12% | -0.48% | 81.9% |
| Q4 2025 | 71 | $251.1M | 14.19% | 0.19% | -1.35% | 70.2% |
| Q3 2025 | 69 | $214.0M | 13.64% | 0.26% | -1.07% | 72.1% |
| Q2 2025 | 70 | $220.3M | 13.88% | 0.32% | -1.00% | 57.6% |
| Q1 2025 | 71 | $213.8M | 14.48% | 0.41% | -1.01% | 53.0% |
| Q4 2024 | 60 | $198.7M | 11.70% | 0.55% | -1.40% | 49.9% |
| Q3 2024 | 59 | $147.6M | 11.05% | 0.74% | -1.56% | 60.0% |
| Q2 2024 | 63 | $127.5M | 12.85% | 0.88% | -1.42% | 64.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Locus Bank, Inc.Bank Richmond, VA | 79 out of 100, Strong | $359.4M | 21.5% | 0.62% | vs |
| Legacy BankBank Grundy, VA | 68 out of 100, Moderate | $360.2M | 20.6% | 1.78% | vs |
| Pioneer BankBank Stanley, VA | 84 out of 100, Strong | $371.8M | 12.0% | 0.03% | vs |
| The Farmers Bank of AppomattoxBank Appomattox, VA | 76 out of 100, Strong | $374.6M | 12.6% | 0.59% | vs |
| First Sentinel BankBank Richlands, VA | 67 out of 100, Moderate | $398.0M | 10.0% | 0.11% | vs |
| Lee Bank and Trust CompanyBank Pennington Gap, VA | 82 out of 100, Strong | $257.3M | 14.1% | 1.37% | vs |
Deposit insurance
Is my money safe at New Horizon Bank, National Association?
Yes. New Horizon Bank, National Association is an FDIC-insured institution (FDIC certificate #58857). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 55.2% of deposits ($158.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
New Horizon Bank, National Association lists 3 offices in 3 cities. Most locations:
- Norfolk, VA (1)
- Powhatan, VA (1)
- Richmond, VA (1)
Identity & history
Profile
- Legal name
- New Horizon Bank, National Association
- Type
- National bank
- FDIC certificate #
- 58857
- RSSD ID
- 3816154
- Primary regulator
- OCC
- Holding company
- Csbh Llc
- Established
- October 7, 2009
- Headquarters
- 1870 Stoneridge Commerce Dr, Powhatan, VA 23139
- Website
- www.newhorizonbank.com
- Employees
- 55
Quick answers
New Horizon Bank, National Association: common questions
Is New Horizon Bank, National Association FDIC insured?
Yes. New Horizon Bank, National Association is an FDIC-insured institution (FDIC certificate #58857). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is New Horizon Bank, National Association's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has New Horizon Bank, National Association ever failed?
There is no failure record for FDIC certificate #58857 in the FDIC failed bank list.
How many branches does New Horizon Bank, National Association have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Powhatan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank and Trust CompanyBank Blackstone, VA | 97 out of 100, Very strong | $577.6M | 15.4% | 0.23% | vs |
| The Bank of Southside VirginiaBank Carson, VA | 97 out of 100, Very strong | $670.3M | 23.4% | 0.08% | vs |
| 1st Advantage Federal Credit UnionCredit union Newport News, VA | 90 out of 100, Very strong | $1.1B | 16.7% | 0.45% | vs |
| Richmond Virginia Fire Police Credi Credit UnionCredit union Richmond, VA | 88 out of 100, Very strong | $21.2M | 15.4% | 0.55% | vs |
| Credit Union of Richmond IncorporatCredit union Richmond, VA | 87 out of 100, Very strong | $64.6M | 18.5% | 0.69% | vs |
| Dominion Energy Credit UnionCredit union North Chesterfi, VA | 84 out of 100, Strong | $336.4M | 14.3% | 0.43% | vs |